Syed Mansor, Sharifah Muriza, et al. “From Pension Gaps to E-Wallets: The Role of Fintech in Supporting Malaysian Senior Citizens’ Gig Economy Participation”. Semarak International Journal of Entrepreneurship, Economics, and Business Development , vol. 5, no. 1, Sept. 2025, pp. 31-39, https://semarakilmu.my/index.php/sijeebd/article/view/741.